invest by contract
Our products are typically linked to the stock market through an index, but unlike actively managed or passive index funds, structured products can predefine both the types and levels of any risks and the conditions for positive returns to be generated, creating legally binding, contractual obligations for the Counterparty.
This explains our name - ‘iBC’ stands for ‘invest by contract’.
Structured products can be designed to increase the likelihood of positive returns being generated, while also decreasing the likelihood of losses being experienced. To our minds, this is the essence of a good investment strategy.
Our products are designed so they can generate some or all of their potential returns without the index they are linked to needing to rise - with many of our products designed to generate positive returns even if the index falls, within predefined limits.
In addition, our products include a defined and significant level of protection from market risk at maturity, though this does not eliminate the risk to money invested.
We think our products can meet the interests and needs of many professionally advised and self-directed investors, adding value as part of a diversified investment portfolio.
Discover our latest products
Morgan Stanley & Co International PLC
10 years
Investment
2.5625% quarterly Growth potential (10.25%pa)
Capital protection
Your capital is at risk
Morgan Stanley & Co International PLC
10 years
Investment
4.55% semi-annual Growth potential (9.10%pa)
Capital protection
Your capital is at risk
Morgan Stanley & Co International PLC
10 years
Investment
8.55% annual Growth potential
Capital protection
Your capital is at risk
Positive returns from markets that don't rise
Our products are designed to generate positive returns without the index needing to rise - with options also allowing the index to fall within predefined limits.
Defined protection from market risk at maturity
Although risk to money invested is not eliminated, our products are designed to provide a defined and significant level of protection from market risk at maturity.
Legally binding contractual obligations
Our products are underpinned by contracts with major banks, which create legally binding obligations for the Counterparty.
Working closely with professional adviser firms
We aim to work closely with professional advisers, advancing knowledge and understanding of structured products, including evidence of their efficacy, and the merits and benefits of including them in client portfolios.