iBC Structured Products
invest by contract
iBC specialises in retail structured products for professionally advised investors.
Our products are typically linked to the stock market through an index, but unlike actively managed or passive index funds, structured products can pre-define both the types and levels of any risks and the conditions for positive returns to be generated, creating legally binding, contractual obligations for the Counterparty.
This explains our name - ‘iBC’ stands for ‘invest by contract’.
Structured products can be designed to increase the likelihood of positive returns being generated, while also decreasing the likelihood of losses being experienced. To our minds, this is the essence of a good investment strategy.
Our products are designed so they can generate some or all of their potential returns without the index they are linked to needing to rise - with many growth products designed to generate positive returns even if the index falls.
In addition, our products are designed to include a defined and significant level of protection from market risk at maturity, though this does not eliminate capital risk entirely.
We think our products can meet the interests and needs of many professionally advised investors, adding value as part of diversified investment portfolios.
Positive returns from markets that don't rise
Our products are designed to generate positive returns without the index needing to rise - with options also allowing the index to fall.
Defined protection from market risk at maturity
Although risk to capital is not eliminated, our products are designed to provide a defined and significant level of protection from market risk.
Legally binding contractual obligations
Our products are underpinned by contracts with major banks, which create legally binding obligations for the Counterparty.
Working closely with professional adviser firms
We work closely with professional advisers, advancing knowledge and understanding of structured products.
